Auto and Homeowners Insurance

Having the right coverage in place matters for your home and vehicle alike. At Pac Insurance Agency Inc., our team helps residents in Birmingham, Bessemer, and Roebuck, AL find insurance solutions that fit their needs. Combining your auto and home coverage under one policy is an option many residents consider.

Why Bundle Home and Auto Insurance?

Bundling your auto and home coverage offers more than convenience. Here’s why many residents choose a multi-policy approach:

• Multi-policy savings—Many carriers offer a discount to customers who consolidate their coverage
• Simplified management—One agency means fewer bills, fewer renewal dates to track and one point of contact
• Consistent coverage—Aligning your auto and home coverage under the same carrier can reduce the risk of gaps or overlaps
  
  

What Does Bundled Coverage Include?

A bundled auto and home insurance package typically combines the following coverages:

Standard auto coverage may include:

• Liability coverage—May help cover bodily injury and property damage you cause to others
• Collision and comprehensive coverage—May help cover damage to your own vehicle
• Uninsured or underinsured motorist coverage—May help cover costs if you’re in an accident caused by a driver with little or no insurance

Standard home coverage may include:

• Dwelling coverage—May help cover your home’s structure
• Personal property coverage—May help cover your belongings
• Liability coverage—May help cover accidents that occur on your property or elsewhere
• Additional living expenses coverage—May help pay for temporary housing costs if your home becomes uninhabitable due to a covered loss

Coverage options and limits often vary by carrier and individual situation. Our team can help review your current policies and identify the right combination of coverage for your household.

Contact Our Agency

Contact Pac Insurance Agency Inc. today to explore bundled insurance options and get started with a personalized quote.