Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Recreational Vehicle Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Recreational Vehicle Insurance Information
Owning a recreational vehicle (RV) is a big responsibility, so having the right RV insurance policy is essential. After all, accidents can occur at any time and create significant financial stress. Fortunately, RV insurance can help keep you financially protected against various accident-related expenses.
How Does RV Insurance Work?
RV insurance works as a contract between you and your insurer, in which you pay an insurance premium in exchange for financial assistance after a covered accident. You will typically be required to pay a deductible for your insurance, which is an out-of-pocket cost you’ll cover after an accident before your insurance helps cover the remaining expenses.
What Does RV Insurance Cover?
Coverage capabilities vary among insurers, but here’s an outline of the types of protection that standard RV insurance generally includes:
Liability insurance can help insure against damage or injuries you cause to others if you are at fault in a wreck.
Collision insurance may help cover damage to your RV after a wreck.
Comprehensive insurance can help pay for RV damage from covered events other than collisions, such as adverse weather conditions.
Medical payments coverage may help cover your medical bills and passengers’ hospital expenses following a wreck.
Uninsured/underinsured motorist insurance can help insure you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage may help cover liabilities associated with using your RV as a vacation property.
Full-time RV insurance can help provide protection if you are permanently living in your RV.
Additional coverage might include options such as roadside assistance, rental car usage and expenses protection.
Is RV Insurance Required?
Alabama requires all RV owners to carry minimum amounts of liability insurance. However, it’s essential not to limit yourself to the minimum coverage requirements. The agents at PAC Insurance Agency can help you learn more about your RV insurance policy options.
Reach Out Today
If you are an RV owner near Hoover, Bessemer or Birmingham, Alabama, we can help you out. The experienced agents at PAC Insurance Agency can assist you in learning more about potential RV insurance options so you can secure the right coverage for your vehicle.
For more information, reach out to our agency today at 205-823-2037.